The app is an interactive guide on the basis of the lunar calendar for all incurred throughout the year working in the rolling lawn care. It is far from being a useless Spieleri but also in the times, in which nothing is to do. The app has in addition to interesting “Business information namely lots of timeless” to offer tips and tricks for the rolling lawn care and product recommendations. Is an indispensable tool for all those who want to have as much pleasure in a wonderful Green and healthy lawn. The app can use any digital media.

It is for iPhone and iPad as well as for smartphones and tablets with the Android operating system available. The Facebook page from Schwab rolling lawn and in the new site, which will go online soon, incorporate their own versions. The modern website in responsive design is of course also from design and layout to implementation at ADVERMA. About the ADVERMA advertising & Marketing GmbH ADVERMA was founded in 1994 by Franz Bohm as owner-managed agency. Since 1998, the company based in the North of Munich as ADVERMA trades advertising & Marketing GmbH. The core of modern Agency for brand communication competencies in the areas of technology and tourism, and here ADVERMA has become the one developed leading agencies in southern Germany and in the neighbouring countries.

The approximately 20-strong team of ADVERMA stands for innovative ideas and creative implementation. It’s believed that Sinclair Martial Arts sees a great future in this idea. In the age of modern information and communication technologies, it no longer sufficient to have a good product and easy to sell this. More than ever, depends on the market success of targeted marketing and an advertising partner with in-depth industry knowledge from the great strength of ADVERMA. The Agency develops for its customers individual and customized advertising concepts, cross-media marketing strategies and campaigns with the aim of a distinctive corporate identity and a comprehensive and strong brand presence. The performance of ADVERMA range from classic printer certificates over Web design up to the iPhone app and the iPad magazine, all from a single source. So, ADVERMA the technology and Tourism Agency helps already numerous and prestigious customers all over Germany and in the neighbouring German-speaking countries to market success. These include among others.: in Germany, the construction and engineering group Bauer AG (Schrobenhausen), Hecht Anlagenbau GmbH (Pfaffenhofen), TU Munich, the CCV Germany GmbH (AU/Hallertau), the Collomix mixing and mixing equipment GmbH (Gaimersheim), the machine rings Germany GmbH, the TopTeam home decor AG (Wolnzach), the North Sea resort of Carolinensiel and Kempinski hotels. in the Switzerland of the bad Schinznach AG, the Arosa Bergbahnen AG and the Waldhotel of national, also in Arosa. in Austria of the engineering group Andritz AG in Graz. Contact: ADVERMA advertising & Marketing GmbH Manfred hailer conception, text/PR public relations Lilienthal 17 85296 Rohrbach/Germany FON + 49 8442 9678-35 fax + 49 8442 9678-68 E-Mail Internet

Differences between mutual funds and closed-end funds mutual funds (also called open-end funds “referred to) and closed-end funds differ in many ways. The knowledge of the criteria is for investors crucial to find the right type of investment. Mutual funds have the ability to record an unlimited number of investors. Accordingly funds can be collected unlimited, invested typically in different systems. Due to this relatively large portfolios, a corresponding dispersion is achieved, which can reduce the overall risk.

The Fund purchase via a deposit from a broker, a bank or directly from the fund company. The minimum investment in a mutual fund is usually 50 euros for savings plans and 500 euro for one time systems. Add issue premiums by up to 5% come, inasmuch as no fund brokers claim is taken. Shares of mutual funds are also very fungible and can usually average daily volume sold or returned be. This guarantee does not exist however. In the recent past in particular investors of different open real estate funds learned that additional closures are possible if a return run enters and there is not enough liquidity.

Open-ended funds by investment law are legally regulated and subject to the control of the BFin. Special tax benefits do not exist regularly, the tax income from capital assets as a type of income are taken into account. In closed-end funds, the Fund volume is limited, accordingly only so long new investors can be recorded until the planned equity was collected. Investments are typically in one or a few objects, according to the scattering is tends to be rather low. However, the thing-oriented investment objects have often only a low correlation to other investment products and thus achieve attractive diversification effects relative to the overall portfolio of the investor. Unlike open-end funds, closed-end funds are entrepreneurial investments. Entering a participation of a broker or a bank is typically routed through the drawing of consents. The minimum investment amounts of a closed turnout usually between 10,000 and 20,000 euros plus an Agios amounting to 5%. Fund discount stores enable but often also the drawing without subscription fee. Closed-end funds are comparatively little fungible. Investors should realize that it is a long-term investment. Although a secondary market emerged in the recent past, a guarantee for a sell and price of closed-end funds before the end of term does not exist however. Legally closed-end funds have moved long in the grey market, where there were only a few laws. This will however change soon, because the Federal Government is preparing an amendment to the legal grounds and control of closed-end funds and investors wants to ensure a higher degree of security and transparency. The general tax advantage by closed-end funds, which could make investors high initial losses tax claims and could charge the tax with other positive income was abolished late 2005. Now, there are only specific tax benefits, for example, ship or foreign real estate funds. Income from renting and leasing or business are also tax to be used.

Sales increase has been proven by appropriate me too effects by up to 15 percent. Because in social groups, product preferences are very often split. The vendors are their customers which brings the mobile revolution the providers of spatial data and use of technologies such as augmented reality (AR) and location based services (LBS) today closer than ever before. So AR recognizes the inner workings of machines and directly plays an appropriate maintenance instructions if the service technician keeps his phone on. AR compatible devices automatically provide us with background information to a newspaper article or a poster.

Insurance use the Smartphone as a black box in the car to save driving patterns and on this basis to calculate rates. In the course of sustainability projects, citizens can register unsustainable conditions in their area via mobile phone and send to the competent authorities. For such good deeds are points, stamp and virtual medals. The location of the cell phone and the location of the credit card are matched to prevent credit card fraud. When discrepancies occur immediately to a message. And these are now only a few a few applications of many that still brings us to the future. Doing business it no longer all in all are increasingly becoming the basis for purchase, use and life choices mobile available information from the Web.

From a provider perspective, innovative marketing concepts can be developed by localization, personalization and real time. And no matter whether it is about brands, were or pure sale: products, Web pages and ultimately to make smartphone the complete marketing, this is a must in the future. Because soon the most searches will be the big computer screen, rather than by mobile devices. Result at the end will depend, to land so that a scrolling and scrolling is not necessary with its offers on the relatively small screen size under the first three hits. What already does the Smartphone for our life, was evident in interviews with students in 2010. In it, 40 percent described themselves as at risk. It found the anthropologist Tanya Luhrmann of Stanford University. Every fourth felt his mobile device even as an extension of his Brain. A study details: 65 percent of iPhone owners would fish back her cell phone from a public toilet, if it fell into them. The toilet down flushing factor as emotional measurement ratio that would be what?! The book on the subject of Anne M. Schuller: touchpoints rubbing shoulders with the customer of today management strategies for our new business world with a foreword by Prof. Dr. Gunter Dabang Gabal, 3rd Edition updated 2013, 350 pp., 29,90 euros, 47.90 CHF ISBN: 978-3-86936-330-1 as a medium-sized book of the year and awarded the German coach book price 2012 the audiobook titled Anne M. Schuller: touchpoints rubbing shoulders with the customer of today management strategies for our new business world unabridged audiobook version, 8 CDs ISBN 978-3-86936-501-5, 49,90 CHF 62.50 author Anne M. Schuller is management thinker, keynote speaker, ten times book and bestselling author, and consultant. The diploma in business administration is considered to be Europe’s leading expert for loyalty marketing and customer-focused management. You is guest lecturer at several universities and is one of the most sought-after business speakers in the German-speaking world. When it comes to the topic of customer, is one of the most quoted experts. The elite of the business is among its clientele. More information: