For girls in the age of adolescence the physical aspect is paramount, the good thing is that you don’t need so much makeup to look natural and attractive, we give you some tips that will help you always look cool. You can use an eyering corrector to cover spots or pimples, the base is not recommended at an early age. You can place a compact powder beige or natural color, it will make you look a velvety skin. * With regard to shadows, trends for this temperament are the pastel shades. You can use an eyeliner eyes and mascara for lashes, in black or brown colors. ** Lips, pink colors are in fashion and the perfect icon are glitters. For boys (trends in dress) clothes for young people is growing every day and the recognized brands dedicated to creating the perfect combinations for look always modern. For this season the shirts to striped and patterned are the trend.
Fashion colors are: white, light blue, green and the pastels in general. Casual style will make you look a comfortable, practical young and always fashionable. Black never goes out of fashion a black shirt and sleeves give you a touch of elegance, soft fabrics are those that predominate for this season, you can look it in conjunction with a jean. You’ll be handsome and irresistible. Hair trends in hair for the boys is the short, smooth and empuntado upwards.
This same cut can be adapted to the fashion wearing the crest or the wave which is fixed with a gel. Another style are fringes which are achieved by cutting more than the sides, back and combing the rest forward. Anyone who is the look that you like, set it with a smile and they will give you the perfect style.
The sector, however, does not enjoy good health. Up to August, sales of homes in Spain had chained 17 months of falls, but in September there were 25.985 operations, 0.9% more compared with the same month of 2011. A change of cycle not being, however,: is that in 2013 disappears the deduction for purchase of principal residence. Negotiation or refinancing you can defer mortgage payments to add to the outstanding loan amount or postpone until the end of the operation a percentage of the capital (BBVA has implemented it); also lengthen the payback period without that this generates interests; or grant credits bridge, at a more affordable cost, families in conditions of family insolvency, as proposed by Adicae. The Popular Bank claims that it has renegotiated a reasonable volume of mortgage loans, about 2,800, and other 1,200 in concept of novation in recent years. Dation in payment supposed to deliver housing to pay off the mortgage debt with the Bank when there is a consolidated arrears, but without recovering already amortized.
It is something negotiable, although it is not compulsory nor is provided for in the law; He also had a voluntary code of good practice s approved by the Government a few months ago. Banking is not the work, though entities such as Bankia have revealed that they have accepted the delivery of the House at 4,300 times between 2011 and 2012. The Ombudsman proposed that the dation in payment was accepted, for example, in cases of irresponsible granting of credit. In other legal systems, insists, is released from the debtor of responsibilities delivered once the House, but in Spain not; In addition, the user responds with all its present and future assets if there is still an outstanding debt with the Bank. When you opt for the embargo without admitting the dation in payment, families are still bearing mortgage debt after running out of House.
United Kingdom. The process for evicting a person can be long and fraught with appeals by both parties. The credit institution is obliged to sell the property at the best price, but if the sale does not cover funds they must raise, will happen then the difference of the debt to the to the mortgage. If the person can’t pay what you owe, you can always declare bankruptcy. Ireland. The majority of mortgaged housing evictions occur on a voluntary basis, according to data from the Irish Central Bank (ICB). Day today, the Bank and the mortgage deals with this issue through the so-called process of resolution of mortgage debt (MARP), designed by ICB and on many occasions resulting in the restructuring of the debt or the enactment of the housing to avoid a lengthy legal process of eviction.
Holland. After four months of non-payment of the mortgage, the Bank gets in touch with the person who has signed the credit and if there is perspective that will improve the financial situation of the owner, is usually agree on a transitional measure of payment which is temporarily lowers the income. In extreme cases, the same owner is selling the House or, if not, is the Bank who auction, a method through which the debt is settled. United States. Yes There is the dation in payment, but legislation varies according to the States and there are many exceptions to the rule. In some cases, if the resale or auction of the housing does not cover the accumulated debt is to confiscate other property of the debtor. In addition, the debtor can enter part of a list of defaulters who will almost impossible for years access to any type of credit.