Do you know a situation where the salary is up to a week, but already in your wallet is empty? Then this article is for you. I like that thought, why is it that some friends whose incomes are much more of my, still can not be fit into the monthly balance sheet and they have to sit constantly in debt. After reading some articles on the subject, have decided to write myself, what I see out of this situation. So let's step by step: 1. Live on Drugs! I believe that is the most basic and most important principle that must be performed. Your requests must comply with your earnings! There was a time when our family income was much smaller than now, and we drank cheap coffee and tea, and in many products, the emphasis was in favor of cheaper.

Although if there was a question about a little more expensive but quality products, or cheaper, then the decision was in favor of higher quality. When our family income was increase, we are starting to buy the best goods, again began to drink better and more expensive coffee … Revenue should determine your desires! For if we go on about the desires that no income is not enough. Quite often, I see nosh-up after wages, and 'Lent' where it remained until a few days. 2. Use a bulk purchase. This is a very important point. For example, in areas where I live prices are much higher than in the capital (Minsk), so we defer certain amount of money to Zatar, as they say in full, and about every 2 months are going to market and to boot to complete.