Lately, there have been big changes in the productive management and since then, it has impacted in labour relations as a result of globalization, new openings economic openness, partnerships, the same competitiveness also as reminds Rodrigo Aguilar Arce (Secretary general of the Union of Costa Rican education workers), we face a decline in the quality of life of citizens, whose deterioration is most impressive in rural communities and marginal urban areas, reinforced by causes of economic and social policies that have been applied in recent decades. In the case of the national stage is added the economic crisis and all the effects of the surrounding variables that have deteriorated the wages, affected the middle class marginalizing it towards the increase in poverty, characterizing inflation which seriously affects the purchasing power of commodity and unemployment, covered by a speculation, uncontrollable. The fact, that this serious situation, recall contributed by Aguilar, which indicates, that employment constitutes one of the factors most affected, together with education and health, the weakening of the social security product, lack of good plans and actions of many Governments for paddling the situation. Increasingly, both in the Central American case, as that is up to us, the unemployment figures are worrying, where visible and invisible underemployment reflect a very complicated situation, noting in the informal sector as you can be clearly seen in the main of the Venezuelan cities. Now, if you add to this says Aguilar, the disadvantageous wage levels, which we are aware are low with respect to indicators of prices that each After being fired in the national territory, where speculation predominates, is not controlled, also coupled with the threat of a global economic crisis, which can give way to hyperinflation, the picture cannot be more dramatic. Seriously concerned also, lately, high-level and appropriate health services education has been neglected for Government policy makers and they perceive little changes that favor the rescue of education, for those who have been committed to teaching that generate new horizons that will benefit applicants to opt for a career that allows them to perform and contribute their knowledge to the country.

At the beginning of any plan to negotiate debts, one of the questions frequently asked is if this will affect the credit score. The answer is if. Anything that constitutes not to pay the full amount of the debt to a financial institution in a certain time is fa reflect negatively on your credit score. In any way the response more complete for this question is much more complicated and need to analyze the reality of the situation above anything. Anyone considering this to negotiate a debt it is very likely you are in a situation where you have late payments, or they are simply incapable of performing them.

In other words are individuals who are facing possible problems with your credit score. These details affect your credit score as join a program, if not more. The benefit of joining a program of elimination of doubts is that it is already making progress to exit your problem. In a difficult financial situation, one must prioritize. Which sounds better: their financial problems, and that the credit score decreases a little, or that your score follow the same but the debt grow dramatically and the situation becomes worse.

If you are experiencing financial difficulties, the fact is that your credit score is vera affected late early no matter what happens. Is the important thing to analyze which is their true goal? If for you more importantly, reduce their debts and start to have a better management of your financial situation, must accept what consequences that not can sometimes be the best but which are necessary in order to reach the goal and give you a solution to your debts. After all we say is free of debts, after three years but your credit score has been reduced significantly more than I would have liked, but the good news is that now the economic independence you will have to begin again raise your credit score, which can take between 1 year and 6 months. Our point is this, because worry about secondary details and ignore what is more important to eliminate your debt. Scott Wallitsch is certified by the IAPDA as negotiator of Debts to DebtorSolution. He provides advice on deletion of debts (Debt Settlement and Debt Relief) to people who are seeking to become financially and economically independent. Original author and source of the article